For its clientele, Capfin Loans is the company of choice when it comes to applying for a personal loan. It is not only their reliability but their concern for the average South African who might need financial assistance when unforeseen circumstances occur.
If you are interested in a money-lending service that is not time-consuming and efficient, Capfin Loans is the company for you. Capfin Loans has combined with PEP Stores and more recently Ackermans to bring you a service that is convenient and hassle-free. There are 1400 PEP stores and 400 Ackermans stores in the country and applying for a loan is as simple as visiting your nearest store. You do not want to miss out on the accessibility of Capfin Loans.
How to Apply for Capfin Loans
With Capfin Loans, you can apply for a personal loan of up to R10 000. Yes, you read correctly! All you need to do is take a South African ID with you to your nearest PEP or Ackermans store and leave behind all of the unnecessary paperwork such as bank statements, payslip or proof of address. Your ID will be scanned at any till point and you will receive an SMS within 15 minutes to confirm whether you qualify for the loan.
Once you have received the SMS a Capfin consultant will phone you to confirm your employment and bank details to ensure that you qualify for the loan. They will also make an offer and discuss the monthly repayment of the loan. The consultant will read you the National Credit Act compliant pre-agreement and contract. Upon accepting the loan agreement, the money will get paid straight into your bank account.
If you thought that was all, Capfin Loans also has more benefits for its customers. Your personal loan also includes a discount on regulated fees and Capfin Loans also allows you access more money from the cash you have paid back on your loan. This is per an affordability assessment and a new loan agreement.
Allow Capfin Loans to make life a little bit easier by applying for a loan today. For more information, visit their website at www.capfinloans.co.za.